Digital Insure

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An open French Tech ecosystem

Digital Insure is part of an open French Tech ecosystem, dedicated to profoundly transforming the insurance sector. Sharing our visions and advancements means collectively shaping the insurance of tomorrow.

Our expertise

Our professions

Digital Insure votre partenaire distributeur digital en assurance emprunteur et prévoyance individuelle

Distribution

for Insurance Brokers and Intermediaries

Les métiers de services de Digital Insure, partemaire digital en assurance emprunteur et prévoyance individuelle

Services

or Insurers, Mutual Insurance Companies, Banks, and Consulting Firms

L'offre risques aggravés et gros capitaux de Digital Insure

Special Risks

for stakeholders seeking expertise and solutions for ‘non-standard’ cases

Digital Insure has designed a 100% digital, simple, and efficient multi-brand platform for Borrower Insurance and Provident Insurance, aimed at brokers and insurance distributors.

Digital Insure enables institutions (insurance companies, banks, mutuals, consulting firms, etc.) to transform their provident insurance model in 4 months.

Digital Insure has created an organization dedicated to special risks, for non-standard clients, large capital, and aggravated risks.

notre expertise

Nos métiers

Digital Insure votre partenaire distributeur digital en assurance emprunteur et prévoyance individuelle

La distribution

pour les Intermédiaires en assurance, Courtiers

Digital Insure has designed a 100% digital, simple, and efficient multi-brand platform for Borrower Insurance and Provident Insurance, aimed at brokers and insurance distributors.

Les métiers de services de Digital Insure, partemaire digital en assurance emprunteur et prévoyance individuelle

Les services

pour les Assureurs, Mutuelles, Banques, Cabinets de Conseil

Digital Insure enables institutions (insurance companies, banks, mutuals, consulting firms, etc.) to transform their provident insurance model in 4 months.

L'offre risques aggravés et gros capitaux de Digital Insure

Les Risques Spéciaux

pour les acteurs en recherche d’expertise et de solutions sur le “hors-norme”

Digital Insure has created an organization dedicated to special risks, for non-standard clients, large capital, and aggravated risks.

Our Story

Our Major Milestones

2013

Creation of BPSIs

In Rueil-Malmaison, three insurance experts, Jean Orgonasi, Fabrice Couturier, and Richard Thibault establish BPSIs (Brokerage Programs & Solutions for Insurance Services).

2014

Launch of the first two 100% digital BPSIs offerings

Naoassur Borrower and Avenir Naoassur Borrower. The first in the famous 'Nao' range!

2015

Launch of business activities and creation of Digital Insure Services

Regional broker meetings are organized, and key partnerships with major credit distribution networks are signed! At the same time, third-party management is being implemented, and the first calls for tenders are a success.

2016

Acceleration of Digital Insure Services

SwissLife, Suravenir, and Oradéa Vie are among the first partner insurers.

2018

Creation of Digital Insure Distribution and launch of the Multinet Inside platform

BPSIs’ broker-distributors now have more offerings at their disposal and benefit from the power of the new multi-criteria digital comparison platform: Multinet Inside.

2019

Sponsorship 'A Jersey for Life'

Digital Insure has chosen to support a wonderful association that has been helping hospitalized children for over 20 years.

2020

Launch of the Individual Protection activity – Creation of Digital Insure Special Risks, Expert division for non-standard cases – Strategic partnership with So-Soft in Health – Integration of the FT120 program

Naoassur Protect and its five protection solutions for individuals and professionals receive the Dossiers de l'Épargne Excellence Label.

2021

xpansion of the Individual Protection range – Launch of a TNS Madelin offering – Launch of a Borrower offering dedicated to high capital

Two new sponsorship initiatives in support of hospitalized children and adults, in partnership with DEFI and TES.

2022

Heading international with the launch of the first pan-European digital wealth protection offering

In collaboration with La Mondiale Europartner, the offering is aimed at high-net-worth clients, providing premium-level protection and targeting residents of Belgium, France, Luxembourg, and Monaco.

2023

Digital Insure joins the Borrower Insurance Division of the Odealim Group

Distribution and management of Borrower Insurance and Protection solutions in B2B, B2B2C, and B2C channels.

The company’s values, enjoyment, commitment, and expertise, foster synergies and the pursuit of continuous improvement

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Our Commitments

Digital Insure committed to better insurability

Digital Insure is a member of the Policyholders’ College and contributes to the improvement of technical standards in borrower insurance, promoting insurability for all risk profiles.

Prévoyance pour les risques aggravés de santé

Since 2014, Le Collège des Assurés, a non-profit association, has aimed to develop, research, and promote insurance products adapted to the needs and situations of its members. It also aims to represent and defend the collective interests of its members with contracting insurance organizations and/or public authorities.

Our Challenge: Facilitate access to borrower insurance and therefore to credit:

  • Avoid insurance rejections due to certain pathologies and health problems
  • Promote extended territorial coverage for the member and/or insured person
  • Reduce the cost of insurance: an excessively high price is prohibitive, particularly due to the usury rate.

Our Approach: R&D on the acceptance in insurance of aggravated health risks

  • Develop insurance knowledge of pathologies and their impacts on covered risks
  • Develop pricing and acceptance tools
  • Implement operationally and disseminate

Team Solidarity Event dedicated to helping disadvantaged young adults

Digital Insure is also dedicated to assisting children and young adults in hospitals who are dealing with illness, accidents, or disabilities.

Since 2021, Digital Insure has been a patron of Team Event Solidarité, aiming to contribute to supporting disadvantaged young adults in their professional integration projects.

After a long illness, how can young people be helped to embark on a professional project? How can hope be restored to those scarred by life? Sam Essediri, founder of 1 Maillot pour la Vie, wished to expand his scope of action by creating TES, aimed at 18-25 year olds.

The association makes every effort to facilitate the return to normal life, with the help of partner companies, volunteer mentors, and inspiring high-level athletes.