Digital Insure

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An open French Tech ecosystem

Digital Insure is part of an open French Tech ecosystem, dedicated to profoundly transforming the insurance sector. Sharing our visions and advancements means collectively shaping the insurance of tomorrow.

Our expertise

Our areas of expertise

Digital Insure votre partenaire distributeur digital en assurance emprunteur et prévoyance individuelle

Distribution

For insurance intermediaries and brokers

Les métiers de services de Digital Insure, partemaire digital en assurance emprunteur et prévoyance individuelle

Services

For insurers, mutuals, banks, and consulting firms

L'offre risques aggravés et gros capitaux de Digital Insure

Special Risks

For stakeholders seeking expertise and solutions for “non-standard” risks

Digital Insure has designed a 100% digital, simple, and efficient multi-brand platform for Borrower Insurance and Provident Insurance, aimed at brokers and insurance distributors.

Digital Insure enables institutions (insurance companies, banks, mutuals, consulting firms, etc.) to transform their provident insurance model in 4 months.

Digital Insure has created an organization dedicated to special risks, for non-standard clients, large capital, and aggravated risks.

notre expertise

Nos métiers

Digital Insure votre partenaire distributeur digital en assurance emprunteur et prévoyance individuelle

La distribution

pour les Intermédiaires en assurance, Courtiers

Digital Insure has designed a 100% digital, simple, and efficient multi-brand platform for Borrower Insurance and Provident Insurance, aimed at brokers and insurance distributors.

Les métiers de services de Digital Insure, partemaire digital en assurance emprunteur et prévoyance individuelle

Les services

pour les Assureurs, Mutuelles, Banques, Cabinets de Conseil

Digital Insure enables institutions (insurance companies, banks, mutuals, consulting firms, etc.) to transform their provident insurance model in 4 months.

L'offre risques aggravés et gros capitaux de Digital Insure

Les Risques Spéciaux

pour les acteurs en recherche d’expertise et de solutions sur le “hors-norme”

Digital Insure has created an organization dedicated to special risks, for non-standard clients, large capital, and aggravated risks.

Our story

Our key founding milestones

2013

Establishment of BPSIs

In Rueil-Malmaison, three insurance experts—Jean Orgonasi, Fabrice Couturier, and Richard Thibault—founded BPSIs (Brokerage Programs & Solutions for Insurance Services).

2014

Launch of the first two 100% digital BPSIs offerings

Naoassur Borrower and Avenir Naoassur Borrower—the first in the famous “Nao” range!

2015

Launch of commercial operations and creation of Digital Insure Services

Broker meetings are organized regionally, and key partnerships with major credit distribution networks are signed! At the same time, third-party management is implemented, and the first calls for tenders are a success.

2016

Acceleration of Digital Insure Services

SwissLife, Suravenir, and Oradéa Vie are among the first partner insurers.

2018

Creation of Digital Insure Distribution and launch of the Multinet Inside platform.

BPSIs broker distributors now have more offerings at their disposal and benefit from the power of the new multi-criteria digital comparison platform: Multinet Inside.

2019

Sponsorship "A Jersey for Life"

Digital Insure has chosen to support a wonderful association that has been helping hospitalized children for over 20 years.

2020

Launch of individual protection activity – Creation of Digital Insure Special Risks, Expert division for non-standard cases – Strategic partnership with So-Soft on Health – Integration of the FT120 program

Naoassur Protect and its five protection solutions for individuals and professionals receive the Label of Excellence from Dossiers de l'Epargne.

2021

Expansion of the individual protection range – Launch of a TNS Madelin offer – Launch of a Borrower offer dedicated to high capital amounts.

Two new sponsorships in support of hospitalized children and adults with DEFI and TES.

2022

Turning to the international market with the creation of the first pan-European digital wealth protection offering.

In collaboration with La Mondiale Europartner, the offering is dedicated to a high-net-worth clientele, providing premium protection and designed for residents of Belgium, France, Luxembourg, and Monaco.

2023

Digital Insure joins the Borrower Insurance Division of the Odealim Group.

Distribution and management of Borrower Insurance and Protection solutions in B2B, B2B2C, and B2C channels.

"The company's values—pleasure, commitment, and expertise—promote synergies and the pursuit of continuous improvement."

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Our commitments

Digital Insure committed to better insurability

Digital Insure is a member of the Policyholders’ Board and contributes to improvements in technical standards for borrower insurance, promoting insurability for all risk profiles.

Prévoyance pour les risques aggravés de santé

Since 2014, Le Collège des Assurés, a non-profit association, has aimed to develop, research, and promote insurance products adapted to the needs and situations of its members. It also aims to represent and defend the collective interests of its members with contracting insurance organizations and/or public authorities.

Our Challenge: Facilitate access to borrower insurance and therefore to credit:

  • Avoid insurance rejections due to certain pathologies and health problems
  • Promote extended territorial coverage for the member and/or insured person
  • Reduce the cost of insurance: an excessively high price is prohibitive, particularly due to the usury rate.

Our Approach: R&D on the acceptance in insurance of aggravated health risks

  • Develop insurance knowledge of pathologies and their impacts on covered risks
  • Develop pricing and acceptance tools
  • Implement operationally and disseminate

Team Solidarity Event supporting underprivileged young adults

Digital Insure is also committed to supporting hospitalized children and young adults affected by illness, accidents, or disabilities.

Since 2021, Digital Insure has been a patron of Team Event Solidarité, aiming to contribute to supporting disadvantaged young adults in their professional integration projects.

After a long illness, how can young people be helped to embark on a professional project? How can hope be restored to those scarred by life? Sam Essediri, founder of 1 Maillot pour la Vie, wished to expand his scope of action by creating TES, aimed at 18-25 year olds.

The association makes every effort to facilitate the return to normal life, with the help of partner companies, volunteer mentors, and inspiring high-level athletes.