Nous y sommes ! Depuis le 1er septembre 2022, tous les emprunteurs peuvent résilier leur assurance de prêt immobilier à tout moment sans devoir « composer » avec le calendrier et attendre une date d’échéance anniversaire du contrat.
La RIA de la Loi Emprunteur Lemoine met donc un terme aux précédents dispositifs prévus par la Loi Hamon et l’amendement Bourquin sur ce sujet.
Awaited by many brokerage and insurance stakeholders, the anytime cancellation, known as “Intra-year Cancellation” (RIA), is now effective! The last major component of the Lemoine Law to be applied, this allows borrowers, since September 1st, to request a cancellation of their current mortgage insurance and to turn to alternative borrower insurance solutions that are less expensive and offer more comprehensive coverage… and this without any anniversary date constraint.
Digital Insure aims to transform intra-year borrower insurance cancellation into an opportunity for its partners. Therefore, in addition to its range of tailored offers, Digital Insure will provide a dedicated support service.
This dedicated platform of experts based in France will handle all cancellation procedures with banks.
To learn more, please contact our teams.
Un marché à fort potentiel
Virtually all mortgage holders (regardless of their loan and insurance signature dates) are likely to receive support and advice in seeking savings and increased purchasing power.
What other product today allows for communicating such a promise of savings of €5,000, €10,000, €20,000, or even more…? Borrower insurance represents an excellent means of initiating client relationships for all financial advisory and brokerage professionals.
