Digital Insure launches Multinet Inside, the comprehensive, simple, and fast borrower insurance platform for brokers
Digital Insure lance Multinet Inside, la plateforme assurance emprunteur complète, simple et rapide pour les courtiers.
Communiqué de presse
Paris, October 23, 2018 – After 5 years of commercial success via its subsidiary BPSIs, a leading wholesale broker in digital borrower insurance, Digital Insure innovates again. The 100% French insurtech launches Multinet® Inside, a comprehensive digital platform for activity management, comparison, underwriting, and management of borrower insurance contracts, intended for brokers and distribution networks, regardless of their level of expertise.
Between €6,000 and €9,000 in savings. This is, on average, what a borrower can save on their loan insurance contract, subscribed through their bank at the time of the loan, by opting for individual insurance.
This freedom of choice, made possible since 2010 (Lagarde Law) and generalized since January 1, 2018, by the Bourquin Amendment, opens up real savings opportunities for borrowers. It also creates new opportunities for brokers with their clients and new avenues for discussion in their advisory duty.
As a daily partner for distributing brokers and distribution networks, Digital Insure aims to support them in their advisory role and has, since the start of the new business year, offered them a comprehensive platform for comparing offers, underwriting, and managing individual borrower insurance contracts: Multinet® Inside.
Calculate savings, compare, underwrite… in a few minutes
Multinet® Inside is an entirely digital platform that allows any broker, in just 2 minutes, to calculate the potential savings achievable by their client, then to compare offers, choose, and complete the underwriting process until the loan insurance certificate is obtained.
The interfaces for the broker and their client are simplified and designed to enhance the relevance of advice.
Automated medical selection saves time, avoids back-and-forth exchanges or the loss of medical documents, and guarantees absolute confidentiality of content.
Digital notifications and the online assistant simply indicate to each party the action they need to take. The equivalence of guarantees is checked, and a cancellation file ready to be sent to the Bank is automatically provided.
Deadlines are met, and procedures are secured: the trust between the broker and their client enables quality exchanges and enhances the value of advice.
The consolidated multi-insurer portfolio monitoring and the unique interface allow the broker to offer a wide range of insurers, while maintaining great operational simplicity.
The Offers: Strong market references for all client profiles
“Solutions for every risk profile, easy to distribute, and with strong references” is what distributing brokers request when they express their needs in borrower insurance. Digital Insure offers in its catalog solutions underwritten by AXA, Suravenir, CNP Assurances, SwissLife, and Oradéa Vie. Reputable names that offer strong basic coverage and address additional needs: non-residents, first-time buyers, professional athletes, seniors, high-risk professions…
Dynamic and continuously enriched, the product offer catalog will welcome new references by the end of the year, new offers that will join Avenir Naoassur emprunteur Equivalence 2, Serevi Emprunteur Digital, Iriade Emprunteur, CNP Protect, CNP Access Protect, and Naoassur emprunteur, particularly for special risk coverage.
A solution adapted to the broker’s profile
Whether a particularly expert intermediary in borrower insurance or, conversely, one less accustomed to distributing this type of product, each broker will find adapted solutions within the modules and offers available on the platform.
Depending on their technical expertise, the broker can choose to activate or deactivate modules, to offer more or less complex products, or to be assisted in the contract transformation by Digital Insure’s telemarketing expert team based in France. In all cases, the usage and tools remain simple and fast.
White-label solution for large distribution networks and web players
Eager to enrich their advice and provide solutions to their clients seeking savings, large broker networks and web players are organizing themselves and placing borrower insurance on their strategic agenda for 2018-2019. Their need? To quickly equip themselves with an already operational solution, branded with their colors, simple to use, integrating quality products, and offering a unique journey regardless of the chosen offer.
This is what Digital Insure offers with a white-label version of Multinet® Inside, modular and ready to be customized.
Partners of Digital Insure for their borrower insurance strategy, Linxea – the online savings specialist since 2001 – and Novelia – a network of brokers and agents, a subsidiary of Crédit Mutuel Arkea – have recently announced their choice for Digital Insure and the deployment of the customized Multinet Inside platform within their tools.
Modules available via API for more technical projects
Multinet® Inside is an open system; each module is built to be integrated seamlessly into brokers’ tools, notably via API technologies and web service integrations.
In this case, the Digital Insure teams support the partner throughout the development process until the project launch.
In summary: The strengths of Digital Insure’s innovation
- The advisor chooses the depth of platform usage based on their technical and commercial expertise
- They can notably be assisted in the contract transformation by Digital Insure’s telemarketing expert team based in France
- They only need to know one process: even if the range of insurance offers is broad and comprehensive, regardless of the chosen insurer, the client journey remains the same for management and after-sales.
- Product-guarantee combinations are automatically proposed based on client profiles; the comparison is simple or very detailed, at the broker’s discretion.
- The advisor has a global view of the multi-insurer portfolio
- Flexible and modern, the entire solution is available as white-label and via API
- The commission statement is unique and multi-insurer
A word from the founders
“We offer the market and our distribution partners multi-borrower insurance comparison that is 100% online, simple, and fast. Multinet Inside provides a unique journey, a single offer tracking regardless of the chosen solution, and a unified commission statement. A tremendous time-saver for our distribution partners.” states Fabrice Couturier, founder of Digital Insure. “The advisor starts with a quote, pricing is done online with automated medical selection. We support brokers naturally; the process is intuitive. The client and advisor are engaged, everything happens within the tool: they can then fully dedicate themselves to covering the client’s needs and project,” adds Jean Orgonasi, founder of Digital Insure.
About Digital Insure
The teams of the 100% French Insurtech Digital Insure have brought major disruption to the French insurance market, in provident insurance and more particularly in borrower insurance, since 2013.
A major player in borrower insurance in B2B and B2B2C, Digital Insure, through its subsidiaries Digital Insure Distribution, Multinet Services, and BPSIs, operates across the entire value chain: from assisting with client needs detection to claims management, including the development of digital journeys for comparing, underwriting, and managing contracts.
Thanks to natively 100% digital solutions, Digital Insure’s journeys allow distributors’ clients to subscribe to the most complex provident insurance contracts with complete simplicity, quickly, including in delicate personal situations with medical selection, and while optimizing their budget.
The company and its subsidiaries are located in the 17th arrondissement of Paris and in Caen, Normandy. They currently have over 60 employees.
