Digital Insure Launches an Expert Hub Dedicated to Special Provident Risks

Digital Insure, a pioneer in 100% digital provident insurance, brings innovation to serve insured individuals with so-called non-standard risks. Its subsidiary, Digital Insure Special Risks, offers a unique solution on the market, combining digital technological power (4 rule engines for medical selection, interconnected web services, ultra-fast algorithms) and an Expert Hub composed of a team of specialists entirely dedicated to supporting its distribution partners in the market for “non-standard” risks in Borrower Insurance and Provident Insurance.

Cases classified as “non-standard” are characterized either by very high amounts to be insured or by significant risk situations – risks related to the insured’s sports or professional activity, their place of residence, their aggravated health condition, or their public exposure (individuals, professionals, and businesses).

The team comprising this expert hub provides its technical expertise at each key stage of the project:

Expert Sales Representatives Nationwide
To train and support its partners – brokers, wealth managers (CGP), Family Offices, and specialists in mergers and acquisitions and corporate finance – in all field activities.

Specialized Risk Underwriters
Specialists in risk selection to address all non-standard medical, professional, sports, residency, and financial profiles.

Dedicated Managers
To ensure ultra-fast processing and provide their expertise on complex modifications.

An Operational Manager for Special Risks To ensure the smooth end-to-end processing of cases in constant liaison with the sales team.

All risk profiles find a “tailor-made” solution in record time, thanks to the complementary technical expertise (borrower insurance and provident insurance) and technological innovation (100% digital multi-channel journeys) of Digital Insure and its partners:

• The Special Risks Expert Hub teams assist brokers with end-to-end financial structuring, despite the complexity introduced by special risks, and, if necessary, supplement studies conducted by banks to save time (high-level personal, medical, and financial analysis). They also master specific issues related to very high-level professional athletes, such as doping and financial stakes…
• Significant partnerships have been established:
  ⋅ Digital Insure’s already operational borrower and provident insurance offerings are among the best on the market (AXA, CNP Assurances, SwissLife, MNCAP, Suravenir, Oradéa…) and cover all profiles, regardless of the insured’s personal and professional situation.
  ⋅ Digital Insure offers unprecedented access to medical acceptance via the connection of journeys with the e-selection engines of 4 renowned reinsurers.

“We chose to create a structure dedicated to special risks to provide tailored support and expertise for the needs of this specialist market. Provident insurance must be simple, fast, and accessible to everyone, regardless of their situation – it’s a market demand!” says Fabrice Couturier, co-founder of Digital Insure.
Jean Orgonasi, co-founder, adds: “Digital Insure’s Special Risks expert team enables us to meet the provident insurance needs of our partners for “non-standard” risks. All highly specific and complex projects of this type can thus find an optimal solution in record time.”

For more details, download the Press Release.