Digital Insure Implements a Comprehensive Digital Journey for Aviva France’s Borrower Insurance Offering

Designed for this new partnership between Digital Insure, the leading FinTech in borrower insurance, and Aviva France, a major insurance player, the “Aviva Digital Borrower” offering provides very comprehensive coverage, exceeding the minimums required by banks, and is perfectly integrated into an entirely digital underwriting process.

“We are very pleased with this partnership with Digital Insure, a leading digital-native FinTech. It is a powerful advantage to have its central interface perfectly adapted to our multichannel approach,” states Arthur Chabrol, Deputy CEO of Aviva France. “Our network of agents and brokers will benefit from a 100% digital, agile, and simplified underwriting process that fully integrates advice. This collaboration perfectly aligns with our strategic ambition to acquire new clients through the development of protection insurance.”

Jean Orgonasi, co-founder of Digital Insure: “This new challenge allowed us to combine our technological expertise and our knowledge of borrower insurance to serve Aviva, a renowned player in personal insurance.” Fabrice Couturier, co-founder of Digital Insure adds “We enabled the insurer to implement its strategy in just three months, thereby limiting its operational risk. We are now going further and working on Aviva’s entire multichannel journey.”

Key strengths of the Aviva Digital Borrower offering

1. Ability to offer pricing with variable or constant premiums and to set different coverage percentages per guarantee.

2. Comprehensive and flexible optional coverage:

• Options offered to regulated medical, paramedical, and independent professions (IPT + and IPP +) *
• For these professions, disability is covered from a rate of 16%
• Under the IPT+ and IPP+ coverage, the disability rate is assessed based on the best scale (professional or functional) and not according to a combined scale.

3. In the event of therapeutic part-time work, the benefit is paid at 50% for a period of 12 months (compared to a maximum of 6 months for most market offerings)

4. A “serenity” option covers psychological/back conditions, without hospitalization requirements

*IPT Total Permanent Disability, IPP Partial Permanent Disability

About the Digital Insure Group

Founded in 2015, at the initiative of 3 experts in personal insurance, Digital Insure, through its subsidiaries Digital Insure Distribution, BPSIS, and Digital Insure Services, operates across the entire “borrower insurance” value chain with a resolutely “Tech” DNA.
It has specialized in implementing 100% digital journeys, simplifying and accelerating all stages, from offer comparison to subscription and after-sales, in B2B and B2B2C modes.

The digital process, open to all stakeholders in the chain, offers complete traceability and addresses all risk issues.
Its subsidiary, Digital Insure Services, offers third-party management to Insurers, Mutuals, and banks with end-to-end digital contract processing.

About Aviva France

A subsidiary of one of Europe’s leading life and general insurers and with 180 years of experience in France, Aviva France offers a comprehensive range of products and services to nearly 3 million clients, including individuals, tradespeople, independent professionals, and small and medium-sized enterprises. The insurer has committed to consolidating its insurance activities under the Aviva brand to leverage a single, strong brand. Aviva France offers its products through a multichannel approach structured around 4 customer-dedicated commercial divisions: Proximity (1000 general agents, 1000 brokers), Direct, Wealth Management (including UFF bank), and Partners (including the partnership with AFER).

As a responsible company, the Aviva Group in France is highly committed to financing the real economy, supporting our society towards a more sustainable way of life, and advocating for an inclusive corporate culture for its 4,300 employees.
For more information about Aviva France, visit http://presse.aviva.fr and follow us on @AvivaFrance.

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