Digital Insure and Iptiq Launch Allazo Emprunteur, an Offer Tailored for the Renegotiation of Loan Insurance.

ALLAZO Emprunteur, which means “I change” in Greek, perfectly complies with the provisions of the Hamon Law (possible substitution of insurance within 12 months) and the Bourquin Amendment (annual termination) *: it consists of the core mandatory guarantees (Death – Total and Irreversible Loss of Autonomy), complementary guarantees (such as Temporary Total Incapacity, Permanent Total Disability, and Permanent Partial Disability), and options (Back – Mental Health coverage).

Another of its strengths? A minimal number of medical questions: Depending on the project, two questions may suffice, and within minutes, the client receives an estimate of the potential savings they can achieve compared to their existing contract. Termination formalities are simplified with the provision of a complete pre-filled kit, and the insurance certificate is issued directly online.

“As with all offers from the Digital Insure portfolio, ALLAZO Emprunteur complies with the CCSF rules required by banks, benefits from the best rates, and is available within Multinet Inside, the multi-insurer comparison and subscription platform that saves brokers valuable time!” emphasizes Christophe Said, Commercial Director of Digital Insure Distribution.

“We always ensure that our processes are at the cutting edge of technology. To create this product, we have, with our long-standing partner Swiss Re, implemented a real innovation, particularly concerning medical formalities. This is a real asset in this market,” add Jean Orgonasi and Fabrice Couturier, co-founders of Digital Insure.