Borrower Insurance: an Unprecedented Offer from Digital Insure and MNCAP for High-Risk Professions

The “MNCAP Emprunteur Pro” offer:

Digital Insure, with its new partner Mutuelle MNCAP, reinsured by SCOR Global Life – the leading reinsurer in France, is launching a multi-target offer aimed at high-risk professions – security professions, engineers – professional athletes, as well as medical and paramedical professions, groups often excluded from traditional borrower insurance contracts due to their unique nature and/or the level of risks incurred.

MNCAP Emprunteur Pro offers plans with options tailored to specific risks: loss of license for professional athletes*, professional disability (from 15%) for medical and paramedical professions, and the possibility of buy-back for psychological or back conditions (together or separately)**.

Advantageous rates are offered to those aged 25-35 and to seniors over 50 years old.

“We offer innovative borrower insurance solutions stemming from our expertise in synthesizing the expectations of brokers and clients with the knowledge of insurers and reinsurers,” states Fabrice Couturier, founder of Digital Insure.

He adds, “With the arrival of MNCAP Emprunteur Pro, our Multinet Inside comparator is now the leading digital comparator for borrower insurance, offering an advantageous solution for all profiles, thanks to a range of multi-insurer (iptiQ, MNCAP, CNP, Suravenir, AXA, Oradea) and multi-reinsurer (Swiss Re, SCOR Global Life) offers.”

Yves Trottet, Deputy Director at MNCAP, states: “We are pleased to allow our members to benefit from the latest innovations in borrower insurance, which bring flexibility, speed, and simplicity.”

*8 sports are covered: football, rugby, volleyball, handball, basketball, judo, swimming, and cycling.
** Datasheet available upon request

About Digital Insure

Digital Insure, through its subsidiaries Digital Insure Distribution, BPSIs, and Multinet Services, operates across the entire
borrower insurance value chain with a resolutely “Tech” DNA.
Its mission is to provide partners with innovative, digital, technological solutions aimed at improving people’s access to loan insurance through simple and fast processes.

Digital Insure is a wholesale broker specializing in the implementation of fully digital processes, simplifying all stages from comparison, subscription, and after-sales in B2B and B2B2C modes.

About MNCAP

The Mutuelle Nationale des Constructeurs et Accédants à la Propriété (MNCAP) is a private non-profit legal entity, governed by the provisions of Book II of the French Mutual Insurance Code. The core business of the Mutuelle is borrower insurance. MNCAP is a risk carrier for innovative contracts designed to cover risks of death, total and irreversible loss of autonomy, incapacity, and disability. MNCAP is the historical entity of the MNCAP Group. The MNCAP Group is the only independent mutualist group specializing in loan insurance. Protective, tailor-made, and continually renewed through constant innovation, its solutions are made available to its members via a wide network of partners: credit institutions, insurance brokers, and social economy stakeholders.

MNCAP Website