{"id":41495,"date":"2025-11-04T12:11:04","date_gmt":"2025-11-04T11:11:04","guid":{"rendered":"https:\/\/www.digital-insure.fr\/digital-insure-and-mutlog-launch-altitude-emprunteur-mortgage-insurance-designed-for-expatriates-and-non-residents\/"},"modified":"2025-12-03T15:41:04","modified_gmt":"2025-12-03T14:41:04","slug":"digital-insure-and-mutlog-launch-altitude-emprunteur-mortgage-insurance-designed-for-expatriates-and-non-residents","status":"publish","type":"post","link":"https:\/\/www.digital-insure.fr\/en\/digital-insure-and-mutlog-launch-altitude-emprunteur-mortgage-insurance-designed-for-expatriates-and-non-residents\/","title":{"rendered":"Digital Insure and Mutlog launch “Altitude Emprunteur”: mortgage insurance designed for expatriates and non-residents."},"content":{"rendered":"
<\/div>\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n
COMMUNIQU\u00c9 DE PRESSE<\/div>\n
<\/div>\n

Digital Insure et Mutlog lancent \u00ab Altitude Emprunteur \u00bb : l'assurance de pr\u00eat immobilier con\u00e7ue pour les expatri\u00e9s et les non-r\u00e9sidents.<\/h2>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n

Communiqu\u00e9 de presse<\/h2>\n <\/div>\n \n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n
\n <\/i>\n <\/div>\n
<\/div>\n

Communiqu\u00e9 de Presse Lancement Altitude Emprunteur<\/h3>\n
<\/div>\n T\u00e9l\u00e9charger le pdf<\/a>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Digital Insure, a loan insurance specialist, and Mutlog, a mutual insurance company of the Matmut group, announce the launch of “Altitude Emprunteur,” an insurance offer dedicated to non-residents and expatriates. Altitude Emprunteur covers all types of financing for property acquisition. <\/strong><\/p>

Altitude Emprunteur is already available via the DI-CONNECT platform, dedicated to Digital Insure’s distribution partners.<\/p>


Key advantages of Altitude Emprunteur:<\/p>

\u25cf Extended geographical coverage:<\/strong>
o Expatriates and non-residents from the European Union, Switzerland, United Kingdom, etc.
o American citizens and\/or members residing in the USA.<\/p>

\u25cf Denominated in Euros or Swiss Francs: A unique feature to facilitate loan management without conversion to Euros, offering stability and clarity.<\/p>


\u25cf “Premium” Guarantees:<\/strong>
o Total Permanent Disability (TPD) as an annuity or lump sum (up to \u20ac10M), for maximum financial security.
o Professional permanent disability for medical and paramedical professions.
o Reduced deductible to 15 days for liberal health professions, a notable competitive advantage.
o A “Family Support” guarantee to assist borrowers in case of a sick or injured child.<\/p>

A partnership founded on shared values<\/strong><\/p>

“With Altitude Emprunteur, we are strengthening our range of insurance products to meet the needs of our distribution networks, particularly cross-border ones, with an innovative solution. This partnership with Mutlog Mutual illustrates our shared commitment to offering an insurance solution to all our clients, regardless of their profile,<\/em>” states Virginie Malo<\/strong>, Offer & Actuarial Director at Digital Insure.<\/p>

“This partnership with Mutlog Mutual was a natural fit, driven by shared values and the same commitment to quality. Mutlog’s teams are distinguished by their expertise and commitment. We are pleased to jointly build responsible solutions that align with the needs and challenges of borrowers.<\/em>“
emphasizes Marie-Charlotte Cirier<\/strong>, Deputy General Manager, Head of Development at Digital Insure.<\/p>

“We are very pleased with this partnership with Digital Insure, with whom we share values such as agility and innovation. As loan insurance specialists, Digital Insure and Mutlog master the entire process, from subscription to claims settlement, enabling them to respond as reactively and appropriately as possible to the needs of policyholders,<\/em>” states Maxime Gleise<\/strong>, Deputy General Manager of Mutlog.<\/p>

“We welcome this new partnership with Digital Insure, which fully shares our mutualist values. With Altitude Emprunteur, we are strengthening the protection of our members through a comprehensive offer rich in guarantees, designed to support them across borders, in the spirit of solidarity that is the strength of our model.<\/em>”
adds Luc de Seigneurens<\/strong>, General Manager of Mutlog.<\/p>

An example profile with a Swiss franc loan: <\/strong>Thomas, 30 years old, lives in Annecy and works in Switzerland. He receives his salary in Swiss francs, and his bank is located in France. He wants to buy his primary residence in Annecy; he obtains a loan from his bank for an amount of CHF 250,000. He wishes to subscribe to a loan insurance contract. His broker suggests he opt for death, disability, and work incapacity guarantees in accordance with his bank’s requirements. With Altitude Emprunteur, he will not need to convert the amount of his loan into euros and bear the cost of the exchange rate. The amount in Swiss Francs is guaranteed without conversion. <\/p>

An example non-resident profile:<\/strong> Emma is 42 years old and lives with Calvin. They are tax residents in the Netherlands, they fell in love with France and wish to buy a secondary residence in France. They are using a French bank. With Altitude Emprunteur, they are covered with all death, disability, and work incapacity guarantees. <\/p>

About Digital Insure:<\/strong>
Founded in 2013, Digital Insure, a subsidiary of the Odealim Group, is a resolutely “Tech” brokerage player, specializing in loan insurance and individual provident insurance.
Its 100% digital tools simplify and accelerate all stages, from comparing offers to subscription and claims management, for all personal insurance stakeholders.<\/p>

Digital Insure provides its distributors (bankers, general brokers, specialized brokers, web players) with exclusive loan insurance and provident insurance offers tailored to their clients’ profiles, digital comparison and subscription journeys, and high-quality service in contract management\u2026<\/p>

The Digital Insure Services subsidiary offers insurers, mutuals, and banks support in their digital transformation for the distribution and\/or management of their personal insurance contracts via technological solutions or innovative projects.
An active member of numerous “tech”-oriented circles (France Fintech, Finance Innovation, API Thinking, Insurtech France…), a member of the FrenchTech120 network (2020 alumni), Digital Insure also created its own network “Le Hub Fintech by DI” in 2021. https:\/\/www.digital-insure.fr\/<\/p>

About Mutlog:<\/strong>
Founded in 1981, MUTLOG is a mutual insurance company governed by Book II of the French Mutual Insurance Code, specializing in guarantees related to loan insurance (death, disability, incapacity, job loss).
MUTLOG is affiliated with SGAM Matmut Group, a major insurance player in France. This affiliation allows it to rely on the solidity and mutualist values of the Matmut Group, while pursuing its mission: to offer high-performing, accessible, and responsible loan insurance solutions.
True to its non-profit model, MUTLOG places the interests of its members at the heart of its actions and contributes to securing their real estate projects through an approach based on proximity, transparency, and trust. <\/p>

For more information: www.mutlog.fr<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\n
\n
\n
digital insure<\/div>\n
<\/div>\n

Veronika Ondrackova<\/h2>\n
<\/div>\n \n <\/div>\n
Responsable communication
\npresse@digital-insure.fr
\n09 72 56 42 64<\/div>\n <\/div>\n\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\n
\n
\n
Kodiac CONSULTING<\/div>\n
<\/div>\n

Brigitte Michaut<\/h2>\n
<\/div>\n \n <\/div>\n
Consultante
\nbrigitte.michaut@kodiac.fr
\n06 19 66 38 54<\/div>\n <\/div>\n\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n
\n <\/i>\n <\/div>\n
<\/div>\n

Communiqu\u00e9 de Presse Lancement Altitude Emprunteur<\/h3>\n
<\/div>\n T\u00e9l\u00e9charger le pdf<\/a>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

COMMUNIQU\u00c9 DE PRESSE Digital Insure et Mutlog lancent \u00ab Altitude Emprunteur \u00bb : l’assurance de pr\u00eat immobilier con\u00e7ue pour les expatri\u00e9s et les non-r\u00e9sidents. Communiqu\u00e9 de presse Communiqu\u00e9 de Presse Lancement Altitude Emprunteur T\u00e9l\u00e9charger le pdf Digital Insure, a loan insurance specialist, and Mutlog, a mutual insurance company of the Matmut group, announce the launch […]<\/p>\n","protected":false},"author":9,"featured_media":40917,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[100,97],"tags":[],"class_list":["post-41495","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-event","category-press-release"],"_links":{"self":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/41495","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/comments?post=41495"}],"version-history":[{"count":1,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/41495\/revisions"}],"predecessor-version":[{"id":41496,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/41495\/revisions\/41496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/media\/40917"}],"wp:attachment":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/media?parent=41495"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/categories?post=41495"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/tags?post=41495"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}