{"id":39482,"date":"2019-04-18T17:39:17","date_gmt":"2019-04-18T15:39:17","guid":{"rendered":"https:\/\/www.digital-insure.fr\/digital-insure-and-iptiq-launch-allazo-emprunteur-an-offer-tailored-for-the-renegotiation-of-loan-insurance\/"},"modified":"2025-10-21T15:23:37","modified_gmt":"2025-10-21T13:23:37","slug":"digital-insure-and-iptiq-launch-allazo-emprunteur-an-offer-tailored-for-the-renegotiation-of-loan-insurance","status":"publish","type":"post","link":"https:\/\/www.digital-insure.fr\/en\/digital-insure-and-iptiq-launch-allazo-emprunteur-an-offer-tailored-for-the-renegotiation-of-loan-insurance\/","title":{"rendered":"Digital Insure and Iptiq Launch Allazo Emprunteur, an Offer Tailored for the Renegotiation of Loan Insurance."},"content":{"rendered":"
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COMMUNIQU\u00c9 DE PRESSE<\/div>\n
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Digital Insure et iptiQ lancent ALLAZO Emprunteur, une offre adapt\u00e9e \u00e0 la ren\u00e9gociation des assurances de pr\u00eat<\/h2>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Communiqu\u00e9 de Presse Offre Allazo Emprunteur<\/h3>\n
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Digital Insure, a leader in digital loan insurance distribution, and iptiQ, a “white label” insurance company, have partnered to create a new insurance offer, ALLAZO Emprunteur, for the renegotiation of loan insurance contracts. Designed for brokers and their end clients, it is simple to subscribe to with a simplified medical process, competitively priced, and tailored to coverage needs.<\/strong><\/p>

ALLAZO Emprunteur is exclusively distributed by Digital Insure Distribution via its comparison and subscription platform, Multinet Inside.<\/strong><\/p><\/div><\/div><\/div>

ALLAZO Emprunteur, which means “I change” in Greek, perfectly complies with the provisions of the Hamon Law (possible substitution of insurance within 12 months) and the Bourquin Amendment (annual termination) *: it consists of the core mandatory guarantees (Death – Total and Irreversible Loss of Autonomy), complementary guarantees (such as Temporary Total Incapacity, Permanent Total Disability, and Permanent Partial Disability), and options (Back – Mental Health coverage).<\/p>

Another of its strengths? A minimal number of medical questions: Depending on the project, two questions may suffice, and within minutes, the client receives an estimate of the potential savings they can achieve compared to their existing contract. Termination formalities are simplified with the provision of a complete pre-filled kit, and the insurance certificate is issued directly online. <\/p>

“As with all offers from the Digital Insure portfolio, ALLAZO Emprunteur complies with the CCSF rules required by banks, benefits from the best rates, and is available within Multinet Inside, the multi-insurer comparison and subscription platform that saves brokers valuable time!”<\/em> emphasizes Christophe Said, Commercial Director of Digital Insure Distribution<\/strong>.<\/p>

“We always ensure that our processes are at the cutting edge of technology. To create this product, we have, with our long-standing partner Swiss Re, implemented a real innovation, particularly concerning medical formalities. This is a real asset in this market,”<\/em> add Jean Orgonasi and Fabrice Couturier, co-founders of Digital Insure<\/strong>.<\/p>

For Vassili Perinet, Sales & Branch Manager France for iptiQ<\/strong>, “ALLAZO Emprunteur is the result of a close collaboration between our teams and those of Digital Insure. We are proud of this partnership and delighted to expand our range with this insurtech, a leader in digital loan insurance in the French market.”<\/em><\/p>

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*As a reminder:<\/strong> Effective January 1, 2018, the provisions of the legislative framework known as the “Bourquin Amendment” allow borrowers to change their loan insurance annually in favor of another offer if it is more economical and better suited to their coverage needs.<\/p>

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About iptiQ<\/strong><\/p>

iptiQ is a white-label insurance company created by Swiss Re in 2014 and established in France since 2017. iptiQ does not work directly with policyholders, but through partner distributors of insurance products. <\/p>

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About Digital Insure<\/strong><\/p>

Digital Insure is a wholesale broker specializing in the implementation of fully digital processes, simplifying all stages from comparison, subscription, and after-sales in B2B and B2B2C modes. Digital Insure, through its subsidiaries Digital Insure Distribution, BPSIs, and Multinet Services, operates across the entire loan insurance value chain with a resolutely “Tech” DNA: Its mission is to provide partners with innovative, digital, technological solutions aimed at improving people’s access to loan insurance through simple and fast processes. <\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

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Press Contacts <\/strong><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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digital insure<\/div>\n
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Veronika Ondrackova<\/h2>\n
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Responsable communication
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Kodiac CONSULTING<\/div>\n
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Brigitte Michaut<\/h2>\n
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Consultante
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IPTIQ<\/div>\n
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Barbara Stcherbatcheff<\/h2>\n
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Communiqu\u00e9 de Presse Offre Allazo Emprunteur<\/h3>\n
<\/div>\n T\u00e9l\u00e9charger le pdf<\/a>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

COMMUNIQU\u00c9 DE PRESSE Digital Insure et iptiQ lancent ALLAZO Emprunteur, une offre adapt\u00e9e \u00e0 la ren\u00e9gociation des assurances de pr\u00eat Communiqu\u00e9 de Presse Offre Allazo Emprunteur T\u00e9l\u00e9charger le pdf Communiqu\u00e9 de presse Digital Insure, a leader in digital loan insurance distribution, and iptiQ, a “white label” insurance company, have partnered to create a new insurance […]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[97],"tags":[],"class_list":["post-39482","post","type-post","status-publish","format-standard","hentry","category-press-release"],"_links":{"self":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/39482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/comments?post=39482"}],"version-history":[{"count":1,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/39482\/revisions"}],"predecessor-version":[{"id":39484,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/39482\/revisions\/39484"}],"wp:attachment":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/media?parent=39482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/categories?post=39482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/tags?post=39482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}