{"id":38940,"date":"2016-11-22T17:40:55","date_gmt":"2016-11-22T16:40:55","guid":{"rendered":"https:\/\/www.digital-insure.fr\/bpsis-naoassur-creator-of-digital-borrower-insurance-creates-the-bank-borrower-supplement\/"},"modified":"2025-10-21T14:39:40","modified_gmt":"2025-10-21T12:39:40","slug":"bpsis-naoassur-creator-of-digital-borrower-insurance-creates-the-bank-borrower-supplement","status":"publish","type":"post","link":"https:\/\/www.digital-insure.fr\/en\/bpsis-naoassur-creator-of-digital-borrower-insurance-creates-the-bank-borrower-supplement\/","title":{"rendered":"BPSIS \u2013 Naoassur, Creator of Digital Borrower Insurance, Creates the “Bank Borrower Supplement”"},"content":{"rendered":"
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COMMUNIQU\u00c9 DE PRESSE<\/div>\n
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BPSIS - Naoassur, cr\u00e9ateur de l'assurance emprunteur digitale, cr\u00e9\u00e9 le \"compl\u00e9ment emprunteur banque\".<\/h2>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Communiqu\u00e9 de Presse Lancement Avenir Naoassur<\/h3>\n
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Paris, June 20, 2017.<\/strong> Launched jointly by BPSIs, creator and leader of digital borrower insurance, and Suravenir, the life and provident insurance subsidiary of Cr\u00e9dit Mutuel Ark\u00e9a in January 2014, the Avenir Naoassur Borrower range is a real success: present in over 1500 points of sale, Avenir Naoassur borrower products now represent nearly 8% of the individual borrower insurance market share. The complete online subscription process, integrating automated medical selection and efficient digital interactions, attracts partners and is appreciated by policyholders. Suravenir and BPSIs continue to innovate together in enriching the range with the launch of the Avenir Naoassur Borrower Equivalence 2 contract. Among the new features, a major innovation: the Bank Borrower Supplement.<\/strong> <\/p>\n

BPSIs \u2013 Naoassur envisions a “bank borrower supplement,” an optimization that allows borrowers to serenely plan for the future.<\/strong>
When compiling the loan application, the situation does not always allow the credit broker to offer an insurance delegation to their client. The borrower insurance is then subscribed with the Bank. However, the broker’s advice does not stop there. <\/p>\n

Indeed, if a claim occurs, while the insurance contract extinguishes the policyholder’s debt to their lending institution, it does not cover the various expenses the family will incur to cope with the new situation (death, severe disability, loss of income, etc.).<\/p>\n

This is the purpose of the Bank Borrower Supplement, an innovation offered by BPSIs \u2013 Naoassur at the heart of its new Avenir Naoassur Borrower Equivalence 2 contract.<\/strong> Chosen upon subscription in its Death\/PTIA or Death\/PTIA\/Incapacity\/Invalidity formula, the Bank Borrower Supplement can be fully subscribed online.
The main subscription conditions are simple: two co-borrowers on the contract and a coverage share for each on the bank’s insurance contract less than 100%.<\/p>\n

Also simple is the designation of the beneficiary of benefits: by default, the co-borrower in case of death and the policyholder themselves for all other guarantees.<\/p>\n

Avenir Naoassur Borrower Equivalence 2 also offers very comprehensive borrower guarantees and more choices for the policyholder.<\/strong>
The other aspect of the Avenir Naoassur Borrower Equivalence 2 product is a very comprehensive individual borrower insurance contract enriched with new features desired by brokers,<\/strong> including:<\/p>\n