{"id":38894,"date":"2021-06-30T12:22:16","date_gmt":"2021-06-30T10:22:16","guid":{"rendered":"https:\/\/www.digital-insure.fr\/digital-insure-launches-its-100-digital-tns-madelin-provident-insurance-offer\/"},"modified":"2025-10-23T14:11:00","modified_gmt":"2025-10-23T12:11:00","slug":"digital-insure-launches-its-100-digital-tns-madelin-provident-insurance-offer","status":"publish","type":"post","link":"https:\/\/www.digital-insure.fr\/en\/digital-insure-launches-its-100-digital-tns-madelin-provident-insurance-offer\/","title":{"rendered":"Digital Insure Launches its 100% Digital &#8220;TNS Madelin&#8221; Provident Insurance Offer"},"content":{"rendered":"<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div>\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"38894\" class=\"elementor elementor-38894 elementor-12846\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68997b37 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68997b37\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-41c0d3f1\" data-id=\"41c0d3f1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60cd8b66 elementor-widget elementor-widget-webify-section-heading-widget\" data-id=\"60cd8b66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-section-heading-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"tb-section-heading tb-style2\">\n                      <div none=\"\" class=\"tb-f16-lg tb-small-heading tb-mt-3\" class=\"tb-f16-lg tb-small-heading tb-mt-3\">PRESS RELEASE<\/div>\n            <div class=\"empty-space marg-lg-b10\"><\/div>\n                                <h2 class=\"tb-f32-lg tb-f25-sm tb-big-heading tb-font-name tb-mb-6\" class=\"tb-f32-lg tb-f25-sm tb-big-heading tb-font-name tb-mb-6\">DIGITAL INSURE LAUNCHES ITS 'TNS MADELIN' PROTECTION OFFERING, 100% DIGITAL, IN LINE WITH THE SELF-EMPLOYED PROFESSIONS REFORM<\/h2>\n                  <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13e65a66 elementor-widget elementor-widget-webify-icon-box-widget\" data-id=\"13e65a66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-icon-box-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"tb-icon-box tb-style4 tb-border text-center\">\n          <div class=\"tb-icon tb-f48-lg\">\n                          <i class=\"fa fa-file-pdf-o\"><\/i>\n                      <\/div>\n          <div class=\"empty-space marg-lg-b20\"><\/div>\n                      <h3 class=\"tb-iconbox-heading tb-font-name tb-f18-lg  tb-m0\">Press release TNS MADELIN<\/h3>\n          <div class=\"empty-space marg-lg-b10\"><\/div>\n                                          <a href=\"https:\/\/www.digital-insure.fr\/wp-content\/uploads\/sites\/4\/2021\/07\/TNS-MADELIN-DIGITAL-INSURE-30062021.pdf\" target=\"_blank\" class=\"tb-btn tb-style1\">Download the pdf<\/a>\n                  <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1576641e elementor-widget elementor-widget-webify-section-heading-widget\" data-id=\"1576641e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-section-heading-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"tb-section-heading\">\n          <h2 class=\"tb-f32-lg tb-f28-sm tb-big-heading tb-font-name tb-mt-5 tb-mb-8 tb-mb-6-sm\" class=\"tb-f32-lg tb-f28-sm tb-big-heading tb-font-name tb-mt-5 tb-mb-8 tb-mb-6-sm\">Press release<\/h2>\n        <\/div>\n      \n      \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d27b216 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1d27b216\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77efc062 elementor-widget elementor-widget-text-editor\" data-id=\"77efc062\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><div class=\"page\" title=\"Page 1\"><div class=\"layoutArea\"><div class=\"column\">Digital Insure launches its TNS Madelin offer, a complementary component to the universal provident insurance contract &#8220;Gan Digital Pr\u00e9voyance&#8221;, marketed since last May, in partnership with Groupama Gan Vie, reinsured by SwissRe. <\/div><\/div><\/div><div class=\"page\" title=\"Page 2\"><div class=\"layoutArea\"><div class=\"column\"><p>It is a 100% digital offer, also accessible via API and featuring the brand new Magnum Pure medical selection process, developed by Swiss Re. It has been specifically designed for the income protection of self-employed workers (TNS) and their families, in case of work stoppage or death. This exclusive product is available to Digital Insure&#8217;s partner insurance brokers, wealth managers (CGP), social protection networks, and credit brokers, via its &#8220;Multinet Inside&#8221; marketplace.  <\/p><p>Ease of subscription is an essential element of this offer. Because determining the coverage needs of self-employed workers requires specialized expertise, Digital Insure has integrated into its processes this application which automatically proposes the best coverage solution. Developed with the support of FASST, a startup specializing in provident insurance sales processes, it allows brokers, even non-experts, to obtain all the necessary information to provide quality advice.  <\/p><p>Timely and relevant, the solution takes into account the latest regulatory developments in the market, notably the reform of work stoppage coverage for liberal professions, which comes into effect this Thursday, July 1.<\/p><p>Fabrice Couturier, co-founder of Digital Insure, states: &#8220;<i>We are particularly pleased to launch this new offer, which complements the range of individual provident insurance we recently developed with Groupama Gan Vie and Swiss Re. This latest, fully digital version, addresses the coverage needs of self-employed workers (TNS), who are traditionally poorly covered in case of work stoppage or death and often poorly informed. It will simplify and secure the work of our partner brokers in approaching their TNS clients and reviewing their protection. And notably, for liberal professions, it will allow them to conduct an assessment when the reform of daily allowances for liberal professions comes into effect.<\/i>&#8220;<\/p><p>Jean Orgonasi, co-founder of Digital Insure, confirms: &#8220;<i>We were keen to add a dedicated digital component to our Multinet Inside tool to facilitate and maximize the speed of advice selection for the specific population of self-employed workers (TNS).<\/i>&#8221; <\/p><p><i>We turned to our partner FASST, which is part of Digital Insure&#8217;s tech ecosystem and has developed a simple and accessible expertise tool. Combined with a very competitively priced product offer, this service will allow us to develop rapidly in the TNS market. <\/i><\/p><p>Xavier FAVRE, founder of Fasst, adds<i>: &#8220;The application we developed with Digital Insure precisely meets the needs of all brokers, regardless of their level of expertise and knowledge. The agility of our solutions allows for rapid evolution of algorithms and ensures real-time alignment with regulatory changes, as we have just done for the reform concerning liberal professions.&#8221;<\/i><\/p><p><strong>Highlights of the TNS Madelin formula within the Gan Digital Pr\u00e9voyance offer<\/strong><\/p><ul><li aria-level=\"1\">Fully digital process with Magnum Pure medical selection<\/li><li aria-level=\"1\">Augmented Advisory Interface<\/li><li aria-level=\"1\">Accessible up to \u20ac20M<\/li><li aria-level=\"1\">A senior option allowing coverage for the insured up to 70 years old instead of 65 years old in case of work stoppage<\/li><li aria-level=\"1\">A flexible compensation method: either a flat rate or calculated based on the last income<\/li><li aria-level=\"1\">A choice of annuity type: spouse annuity or education annuity <\/li><li aria-level=\"1\">Disability assessment based on the nature of the profession exercised<\/li><li aria-level=\"1\">An &#8216;all-cause&#8217; death benefit with the possibility of doubling this benefit in case of accidental death only<\/li><li aria-level=\"1\">Coverage for psychological\/back conditions in case of work stoppage<\/li><li aria-level=\"1\">Simplified formalities for those under 46 years old<\/li><\/ul><p><span style=\"text-decoration: underline;\">*Decree Reminder: effective July 1, 2021<\/span><\/p><ul><li aria-level=\"1\">The decree authorizes a common scheme for liberal professions, who will now all benefit from daily allowances (IJ) in case of work stoppage, during the first 90 days of sick leave, after a waiting period of only 3 days. <\/li><li aria-level=\"1\">All professions that are members of the CNAVPL (National Old Age Insurance Fund for Liberal Professions) are covered: dental surgeons and midwives, doctors, nurses, physiotherapists, podiatrists, speech therapists and orthoptists, veterinarians, general insurance agents, chartered accountants and statutory auditors, ministerial officers, public officers and judicial company officials, pharmacists, architects, certified in architecture, engineers, technicians, surveyors, experts, advisors, consultants, and notaries.<\/li><\/ul><p><span style=\"text-decoration: underline;\">Limitations of the Decree<\/span><\/p><p>1\/ URSSAF will levy an additional contribution<b> <\/b>(0.30% of annual income)<\/p><p>2\/ Lawyers are not affected (they are not affiliated with the CNAVPL)<\/p><p>3\/ In the absence of a provident insurance contract, this overall protection remains limited:<\/p><p>Daily allowances will be equal to only 50% of declared income, with a maximum of \u20ac169\/day for 2021<\/p><p>They only concern the first 90 days<b> <\/b>of work stoppage<\/p><p>Professional expenses are not covered (or compensated)<\/p><p>The reform contains no provisions to protect relatives<\/p><p><b>About Digital Insure:<\/b><\/p><p>Founded in 2013, Digital Insure is a resolutely &#8220;Tech&#8221; broker specializing in borrower, provident, and health insurance. Its 100% digital processes simplify and accelerate all stages, from comparing offers to subscription and claims management.  <\/p><p>Its subsidiary Digital Insure Services offers seamless management on behalf of Insurers, Mutuals, Banks, and Fintechs. <\/p><p>Digital Insure employs over 120 employees and manages over \u20ac50 billion in insured capital.<\/p><p>A member of the 2020 French Tech 120 cohort, Digital Insure is also ranked 1st Insurtech in the Frenchweb 500 ranking for the 2nd consecutive year.<\/p><p><a href=\"https:\/\/www.digital-insure.fr\/en\/\">https:\/\/www.digital-insure.fr\/<\/a><\/p><p><b>About FASST<\/b><\/p><p>FASST, the digital accelerator for insurers, is a startup created in 2017 by personal insurance experts and specializing in the creation of turnkey digital solutions for insurers, mutuals, and brokers.<\/p><p>Digital acceleration is achieved by making FASST business data available to its clients via API (Mandatory TNS schemes and collective agreement obligations, company data for prospecting, etc.), but also through the creation of fully digital subscription journeys, distributor\/client extranets, or advisory journeys in just a few weeks thanks to its fully customizable APIs. <\/p><p>FASST has been certified by the Finance Innovation cluster, selected to join the global Microsoft for Startups program, as well as PWC&#8217;s Scale Insurance program, for all its unique technologies such as Matching, the artificial intelligence specialized in provident and health insurance, or Flexibranche, the collaborative platform to automate and reduce by 10 the time for insurers to create and modify offers.<\/p><p><a href=\"https:\/\/www.fasst.io\/\">https:\/\/www.fasst.io\/<\/a><\/p><p><strong>Press Contacts<\/strong><\/p><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7e12cf48 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e12cf48\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2ea18834\" data-id=\"2ea18834\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40697781 elementor-widget elementor-widget-webify-about-us-widget\" data-id=\"40697781\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-about-us-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n    <div class=\"tb-about tb-style1\">\n            <div class=\"tb-section-heading tb-style2 text-center\">\n                  <div class=\"tb-f13-lg tb-line1-6 text-uppercase tb-sub-heading tb-spacing1 tb-mb2 tb-mt-5\" class=\"tb-f13-lg tb-line1-6 text-uppercase tb-sub-heading tb-spacing1 tb-mb2 tb-mt-5\">digital insure<\/div>\n          <div class=\"empty-space marg-lg-b5\"><\/div>\n                          <h2 class=\"tb-f36-lg tb-f25-sm tb-heading tb-font-name tb-m0\" class=\"tb-f36-lg tb-f25-sm tb-heading tb-font-name tb-m0\">Veronika Ondrackova<\/h2>\n          <div class=\"empty-space marg-lg-b20 marg-sm-b20\"><\/div>\n         \n      <\/div>\n              <div class=\"text-center tb-f18-lg tb-about-content tb-f18-sm tb-line1-6\" class=\"text-center tb-f18-lg tb-about-content tb-f18-sm tb-line1-6\">Responsable communication<br>\n&#112;&#x72;&#x65;s&#115;&#x65;&#64;&#100;&#x69;g&#105;&#x74;a&#108;&#x2d;&#x69;&#110;&#x73;&#x75;r&#101;&#x2e;f&#114;<br>\n09 72 56 42 64<\/div>\n                <\/div>\n\n  \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-44384d9\" data-id=\"44384d9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-375c8420 elementor-widget elementor-widget-webify-about-us-widget\" data-id=\"375c8420\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-about-us-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n    <div class=\"tb-about tb-style1\">\n            <div class=\"tb-section-heading tb-style2 text-center\">\n                  <div class=\"tb-f13-lg tb-line1-6 text-uppercase tb-sub-heading tb-spacing1 tb-mb2 tb-mt-5\" class=\"tb-f13-lg tb-line1-6 text-uppercase tb-sub-heading tb-spacing1 tb-mb2 tb-mt-5\">Kodiac CONSULTING<\/div>\n          <div class=\"empty-space marg-lg-b5\"><\/div>\n                          <h2 class=\"tb-f36-lg tb-f25-sm tb-heading tb-font-name tb-m0\" class=\"tb-f36-lg tb-f25-sm tb-heading tb-font-name tb-m0\">Brigitte Michaut<\/h2>\n          <div class=\"empty-space marg-lg-b20 marg-sm-b20\"><\/div>\n         \n      <\/div>\n              <div class=\"text-center tb-f18-lg tb-about-content tb-f18-sm tb-line1-6\" class=\"text-center tb-f18-lg tb-about-content tb-f18-sm tb-line1-6\">Consultante<br>\n&#98;r&#x69;g&#x69;t&#x74;e&#x2e;m&#x69;c&#x68;&#97;&#x75;&#116;&#x40;&#107;&#x6f;&#100;&#x69;&#97;&#x63;&#46;&#x66;&#114;<br>\n06 19 66 38 54<\/div>\n                <\/div>\n\n  \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-705406ea elementor-widget elementor-widget-webify-icon-box-widget\" data-id=\"705406ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-icon-box-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"tb-icon-box tb-style4 tb-border text-center\">\n          <div class=\"tb-icon tb-f48-lg\">\n                          <i class=\"fa fa-file-pdf-o\"><\/i>\n                      <\/div>\n          <div class=\"empty-space marg-lg-b20\"><\/div>\n                      <h3 class=\"tb-iconbox-heading tb-font-name tb-f18-lg  tb-m0\">Press Release TNS MADELIN<\/h3>\n          <div class=\"empty-space marg-lg-b10\"><\/div>\n                                          <a href=\"https:\/\/www.digital-insure.fr\/wp-content\/uploads\/sites\/4\/2021\/07\/TNS-MADELIN-DIGITAL-INSURE-30062021.pdf\" target=\"_blank\" class=\"tb-btn tb-style1\">Download the pdf<\/a>\n                  <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PRESS RELEASE DIGITAL INSURE LAUNCHES ITS &#8216;TNS MADELIN&#8217; PROTECTION OFFERING, 100% DIGITAL, IN LINE WITH THE SELF-EMPLOYED PROFESSIONS REFORM Press release TNS MADELIN Download the pdf Press release Digital Insure launches its TNS Madelin offer, a complementary component to the universal provident insurance contract &#8220;Gan Digital Pr\u00e9voyance&#8221;, marketed since last May, in partnership with Groupama [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":40644,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[97,100],"tags":[],"class_list":["post-38894","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-release","category-event"],"_links":{"self":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/38894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/comments?post=38894"}],"version-history":[{"count":4,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/38894\/revisions"}],"predecessor-version":[{"id":40646,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/38894\/revisions\/40646"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/media\/40644"}],"wp:attachment":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/media?parent=38894"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/categories?post=38894"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/tags?post=38894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}