{"id":38670,"date":"2023-02-14T10:34:54","date_gmt":"2023-02-14T09:34:54","guid":{"rendered":"https:\/\/www.digital-insure.fr\/digital-insure-launches-digiprevtns-its-second-100-digital-contingency-insurance-offer-for-self-employed-workers\/"},"modified":"2025-10-23T11:36:42","modified_gmt":"2025-10-23T09:36:42","slug":"digital-insure-launches-digiprevtns-its-second-100-digital-contingency-insurance-offer-for-self-employed-workers","status":"publish","type":"post","link":"https:\/\/www.digital-insure.fr\/en\/digital-insure-launches-digiprevtns-its-second-100-digital-contingency-insurance-offer-for-self-employed-workers\/","title":{"rendered":"Digital Insure Launches &#8220;DigiPr\u00e9vTNS&#8221;, its Second 100% Digital Contingency Insurance Offer, for Self-Employed Workers"},"content":{"rendered":"<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div>\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"38670\" class=\"elementor elementor-38670 elementor-32929\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-733850d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"733850d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2631f26b\" data-id=\"2631f26b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d39e296 elementor-widget elementor-widget-webify-section-heading-widget\" data-id=\"5d39e296\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-section-heading-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"tb-section-heading tb-style2\">\n                      <div none=\"\" class=\"tb-f16-lg tb-small-heading tb-mt-3\" class=\"tb-f16-lg tb-small-heading tb-mt-3\">PRESS RELEASE<\/div>\n            <div class=\"empty-space marg-lg-b10\"><\/div>\n                                <h2 class=\"tb-f32-lg tb-f25-sm tb-big-heading tb-font-name tb-mb-6\" class=\"tb-f32-lg tb-f25-sm tb-big-heading tb-font-name tb-mb-6\">DIGITAL INSURE LAUNCHES 'DigiPr\u00e9vTNS', ITS SECOND 100% DIGITAL PROTECTION OFFERING FOR SELF-EMPLOYED WORKERS<\/h2>\n                  <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30c255da elementor-widget elementor-widget-webify-icon-box-widget\" data-id=\"30c255da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-icon-box-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"tb-icon-box tb-style4 tb-border text-center\">\n          <div class=\"tb-icon tb-f48-lg\">\n                          <i class=\"fa fa-file-pdf-o\"><\/i>\n                      <\/div>\n          <div class=\"empty-space marg-lg-b20\"><\/div>\n                      <h3 class=\"tb-iconbox-heading tb-font-name tb-f18-lg  tb-m0\">Press Release DigiPr\u00e9vTNS<\/h3>\n          <div class=\"empty-space marg-lg-b10\"><\/div>\n                                          <a href=\"https:\/\/www.digital-insure.fr\/wp-content\/uploads\/sites\/4\/2023\/02\/CP-DigiPrevTNS-14022023.pdf\" target=\"_blank\" class=\"tb-btn tb-style1\">Download the pdf<\/a>\n                  <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eaa4962 elementor-widget elementor-widget-webify-section-heading-widget\" data-id=\"eaa4962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-section-heading-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"tb-section-heading\">\n          <h2 class=\"tb-f32-lg tb-f28-sm tb-big-heading tb-font-name tb-mt-5 tb-mb-8 tb-mb-6-sm\" class=\"tb-f32-lg tb-f28-sm tb-big-heading tb-font-name tb-mt-5 tb-mb-8 tb-mb-6-sm\">Press Release<\/h2>\n        <\/div>\n      \n      \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1558a469 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1558a469\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-524b7c58 elementor-widget elementor-widget-text-editor\" data-id=\"524b7c58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><div class=\"page\" title=\"Page 1\"><div class=\"layoutArea\"><div class=\"column\"> <\/div><\/div><\/div><div class=\"page\" title=\"Page 2\"><div class=\"layoutArea\"><div class=\"column\"><p><strong>Digital Insure launches DigiPr\u00e9vTNS, a second Madelin TNS offer, underwritten by MILTIS and reinsured by Hannover Re. It is a 100% digital offer, soon to be accessible via API as well, specifically designed for the protection of Self-Employed Workers (TNS) and their families in the event of work stoppage or death.<\/strong><br><strong>This product was developed in close collaboration with 18 partner brokers, TNS specialists and members of Digital Insure&#8217;s &#8220;TNS Experts&#8221; Club. The offer is accessible via the &#8220;Multinet Inside&#8221; marketplace, intended for insurance and credit brokers, wealth management advisors (CGP), and social protection networks.<\/strong><br><br><span style=\"text-decoration: underline;\">Key features of DigiPr\u00e9vTNS<\/span>:<\/p><ul><li>Numerous options available: education annuity, temporary spouse&#8217;s annuity, reconversion capital, and critical events.<\/li><li>Double-effect guarantees (for couples with children) and funeral allowance, included in the All-Cause Death\/Total and Permanent Disability (TPD) guarantee.<\/li><li>Incapacity \/ Disability: flat-rate compensation after deduction of the mandatory social security scheme (RO), without supporting documents, up to \u20ac62,000 in guaranteed annual annuity.<\/li><li>A reduction in contributions for new business creators\/acquirers of up to 15%<\/li><li>A market innovation: the &#8220;pandemic&#8221; option<br>Compensation from day 1, for a work stoppage of more than 3 days, with hospitalization, caused by a pandemic disease (recognized by the WHO).<\/li><li>Premium services: for complex cases, intervention by Digital Insure&#8217;s Expert Hub, specializing in special risks with high-end medical and financial analysis and optimized pricing.<\/li><li>No smoker\/non-smoker segmentation.<\/li><\/ul><p>And always&#8230; a simple and fluid 100% digitalized process from project drafting to final contract subscription.<br><br>Christophe Grouas, CEO of Digital Insure, states: <em>&#8220;This new offer further enriches our contingency insurance range for self-employed workers. Our 100% digital platform enables all our partners, even novice brokers, to support their clients simply, quickly, and securely. They can thus fulfill their duty of advice towards this traditionally ill-informed and often poorly protected population.<\/em><br><em>I particularly thank our partner brokers, members of the &#8220;TNS Experts&#8221; Club, who worked closely with our teams on the design of this offer.<\/em><br><br>Patrick Julien, CEO of Miltis mutual insurance company, adds:<br><em>&#8220;DigiPr\u00e9vTNS fits perfectly into our strategy of expanding our range to include contingency insurance for self-employed workers. We are delighted to allow our members to benefit from the expertise of our partners, and particularly from the seamless process offered by Digital Insure, a guarantee of reliability and speed.&#8221;<\/em><br><br>Alain Turco, General Manager &#8220;Life and Health&#8221; at Hannover Re, confirms: <em>&#8220;Hannover Re is pleased to contribute to the launch of DigiPr\u00e9vTNS, which provides self-employed workers with enhanced protection for their income and families in the event of death, disability, or incapacity. The fully digitalized offer is interconnected with our hr | ReFlex e-medical selection engine, which generates an immediate, tailor-made response at the best rate, thanks to the valuable collaboration of Miltis and Digital Insure.&#8221;<\/em><br><br>APPENDIX \/ OVERVIEW OF GUARANTEES AND BENEFITS<br><span style=\"text-decoration: underline;\">Guarantees<\/span><br>\u22c5 Professional Permanent Disability available as an option (from 16%) for all professions (except structural work\/construction\/agriculture and aquaculture) for insured persons fiscally residing in Metropolitan France.<br>\u22c5 Back condition coverage included, and psychological conditions as an option (without hospitalization requirement).<br>\u22c5 Numerous options: education annuity, spouse&#8217;s annuity, bridging annuity, critical events, and reconversion capital.<br>\u22c5 Coming soon: the Permanent General Expenses (FGP) guarantee underwritten by Groupama Rh\u00f4ne-Alpes Auvergne.<br><br><span style=\"text-decoration: underline;\">Premium Benefits<\/span><br>\u22c5 No smoker\/non-smoker segmentation.<br>\u22c5 Double-effect guarantees and funeral allowance, included in the All-Cause Death\/Total and Permanent Disability (TPD) guarantee.<br>\u22c5 Incapacity\/Disability: flat-rate compensation after deduction of the mandatory social security scheme (RO), without supporting documents, up to \u20ac62,000 in guaranteed annual annuity.<br>\u22c5 From the 13th month of seniority: Loyalty Bonus! It reduces the selected deductible level (up to a maximum of 10 days and a minimum deductible of 3 days). <br>\u22c5 During the first 4 years of membership, a possible increase, under certain conditions, of the guarantee amount (up to 10%) without additional medical formalities.<br><br><span style=\"text-decoration: underline;\">Optimized Process<\/span><br>\u22c5 Advisor support at each stage in estimating clients&#8217; specific coverage needs: consideration of the mandatory social security scheme (RO), details and recommendations for each benefit (Death, Disability, options), visual and graphic representations&#8230;<br>\u22c5 Client income coverage rate adjustable from 0 to 100%.<br><br><strong>About Digital Insure<\/strong> <br>Founded in 2013, Digital Insure is a resolutely &#8220;Tech&#8221; brokerage player, specializing in borrower insurance and individual contingency insurance. Its 100% digital processes simplify and accelerate all stages, from offer comparison to subscription and claims management, for all players in personal insurance. Through its distribution subsidiary, Digital Insure provides its distributing brokers (generalist, specialized, web players) with exclusive borrower and contingency insurance offers tailored to their clients&#8217; profiles, digital comparison and subscription processes, and high-quality service in contract management, delegation, and substitution.<br>The Digital Insure Services subsidiary offers Insurers, Mutuals, and Banks support in their digital transformation for the distribution and\/or management of their personal insurance contracts via technological solutions or innovative projects.<br>An active member of numerous &#8220;tech&#8221;-oriented circles (France Fintech, Finance Innovation, API Thinking, Insurtech France&#8230;), a member of the FrenchTech120 network (2020 alumni), Digital Insure also created its own network &#8220;Le Hub Fintech by DI&#8221; in 2021.  <\/p><p><strong>About Miltis<\/strong><br>Founded in Lyon in 1995, Miltis is an interprofessional mutual insurance company operating in the health, contingency insurance, and loan insurance markets for individuals, professionals, and businesses.<br>Miltis achieved \u20ac104 million in revenue in 2021, has 130,000 members, and protects 195,500 people as of December 31, 2021.<br>The mutual insurance company distributes its offers directly or through brokerage. It also develops white-label offer design activities for partner brokers and uses management delegation to provide the best customer experience, regardless of the offer. <br><a href=\"https:\/\/www.mutuelle-miltis.fr\/\">https:\/\/www.mutuelle-miltis.fr\/<\/a> <br><br><strong>About Hannover Re<\/strong>:<br>Hannover Re, with gross premiums of over \u20ac33 billion, is the third-largest reinsurer in the world. It covers all lines of property &amp; casualty and life &amp; health reinsurance and is present on all continents with over 3,000 employees.<br>Founded in 1966, the Hannover Re Group today has a network of over 170 subsidiaries, branches, and representative offices worldwide.<br>The most relevant rating agencies for the insurance sector have assigned Hannover Re exceptional financial strength ratings: Standard &amp; Poor&#8217;s AA- &#8220;Very Strong&#8221; and A.M. Best A+ &#8220;Superior&#8221;. It is among the market leaders in personal insurance reinsurance in France.   <\/p><p><a href=\"https:\/\/www.hannover-re.com\/\">https:\/\/www.hannover-re.com\/<\/a><\/p><p> <\/p><p><strong>Press Contacts<\/strong><\/p><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-294e2663 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"294e2663\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2b96a51b\" data-id=\"2b96a51b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2697abb2 elementor-widget elementor-widget-webify-about-us-widget\" data-id=\"2697abb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-about-us-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n    <div class=\"tb-about tb-style1\">\n            <div class=\"tb-section-heading tb-style2 text-center\">\n                  <div class=\"tb-f13-lg tb-line1-6 text-uppercase tb-sub-heading tb-spacing1 tb-mb2 tb-mt-5\" class=\"tb-f13-lg tb-line1-6 text-uppercase tb-sub-heading tb-spacing1 tb-mb2 tb-mt-5\">digital insure<\/div>\n          <div class=\"empty-space marg-lg-b5\"><\/div>\n                          <h2 class=\"tb-f36-lg tb-f25-sm tb-heading tb-font-name tb-m0\" class=\"tb-f36-lg tb-f25-sm tb-heading tb-font-name tb-m0\">Veronika Ondrackova<\/h2>\n          <div class=\"empty-space marg-lg-b20 marg-sm-b20\"><\/div>\n         \n      <\/div>\n              <div class=\"text-center tb-f18-lg tb-about-content tb-f18-sm tb-line1-6\" class=\"text-center tb-f18-lg tb-about-content tb-f18-sm tb-line1-6\">Responsable communication<br>\n&#x70;&#x72;&#101;s&#x73;&#x65;&#64;di&#x67;&#x69;&#116;a&#x6c;&#x2d;&#105;&#110;s&#x75;&#x72;&#101;&#46;&#x66;&#x72;<br>\n09 72 56 42 64<\/div>\n                <\/div>\n\n  \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-254fbf1d\" data-id=\"254fbf1d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a0b5cae elementor-widget elementor-widget-webify-about-us-widget\" data-id=\"5a0b5cae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-about-us-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n    <div class=\"tb-about tb-style1\">\n            <div class=\"tb-section-heading tb-style2 text-center\">\n                  <div class=\"tb-f13-lg tb-line1-6 text-uppercase tb-sub-heading tb-spacing1 tb-mb2 tb-mt-5\" class=\"tb-f13-lg tb-line1-6 text-uppercase tb-sub-heading tb-spacing1 tb-mb2 tb-mt-5\">Kodiac CONSULTING<\/div>\n          <div class=\"empty-space marg-lg-b5\"><\/div>\n                          <h2 class=\"tb-f36-lg tb-f25-sm tb-heading tb-font-name tb-m0\" class=\"tb-f36-lg tb-f25-sm tb-heading tb-font-name tb-m0\">Brigitte Michaut<\/h2>\n          <div class=\"empty-space marg-lg-b20 marg-sm-b20\"><\/div>\n         \n      <\/div>\n              <div class=\"text-center tb-f18-lg tb-about-content tb-f18-sm tb-line1-6\" class=\"text-center tb-f18-lg tb-about-content tb-f18-sm tb-line1-6\">Consultante<br>\n&#x62;&#114;&#105;g&#x69;&#x74;&#116;e&#x2e;&#x6d;&#105;ch&#x61;&#117;&#116;&#64;&#x6b;&#x6f;&#100;i&#x61;&#x63;&#46;&#102;r<br>\n06 19 66 38 54<\/div>\n                <\/div>\n\n  \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2151d583 elementor-widget elementor-widget-webify-icon-box-widget\" data-id=\"2151d583\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"webify-icon-box-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"tb-icon-box tb-style4 tb-border text-center\">\n          <div class=\"tb-icon tb-f48-lg\">\n                          <i class=\"fa fa-file-pdf-o\"><\/i>\n                      <\/div>\n          <div class=\"empty-space marg-lg-b20\"><\/div>\n                      <h3 class=\"tb-iconbox-heading tb-font-name tb-f18-lg  tb-m0\">Press Release DigiPr\u00e9vTNS<\/h3>\n          <div class=\"empty-space marg-lg-b10\"><\/div>\n                                          <a href=\"https:\/\/www.digital-insure.fr\/wp-content\/uploads\/sites\/4\/2023\/02\/CP-DigiPrevTNS-14022023.pdf\" target=\"_blank\" class=\"tb-btn tb-style1\">Download the pdf<\/a>\n                  <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PRESS RELEASE DIGITAL INSURE LAUNCHES &#8216;DigiPr\u00e9vTNS&#8217;, ITS SECOND 100% DIGITAL PROTECTION OFFERING FOR SELF-EMPLOYED WORKERS Press Release DigiPr\u00e9vTNS Download the pdf Press Release Digital Insure launches DigiPr\u00e9vTNS, a second Madelin TNS offer, underwritten by MILTIS and reinsured by Hannover Re. It is a 100% digital offer, soon to be accessible via API as well, specifically [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":40450,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[100,97],"tags":[],"class_list":["post-38670","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-event","category-press-release"],"_links":{"self":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/38670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/comments?post=38670"}],"version-history":[{"count":4,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/38670\/revisions"}],"predecessor-version":[{"id":40452,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/posts\/38670\/revisions\/40452"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/media\/40450"}],"wp:attachment":[{"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/media?parent=38670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/categories?post=38670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.digital-insure.fr\/en\/wp-json\/wp\/v2\/tags?post=38670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}